by vym0c | Jan 25, 2023 | Bookkeeping
The Loan to Asset Ratio is not just a number on a balance sheet; it encapsulates a narrative about a financial institution’s approach to lending, risk, and growth. It is a dynamic tool that, when analyzed in conjunction with other financial metrics, can offer...
by vym0c | Jan 24, 2023 | Bookkeeping
All things being equal, most lenders would prefer more restrictive credit structures across the board (including lower LTVS) as these tend to reduce the risk of loan loss. But lenders are also subject to market conditions and competitive forces, just like any other...
by vym0c | Feb 4, 2021 | Bookkeeping
For a deeper dive into financial statement analysis, explore our resources on financial management. Accrued expenses are key to accurately representing your company’s profitability on the income statement. Investopedia clarifies that these expenses, tied to...
by vym0c | Feb 2, 2021 | Bookkeeping
This knowledge is crucial for accurate financial reporting and informed decision-making. Understanding how to estimate accrued expenses when the exact amount is unknown, for instance, is vital for accurate records. Well-trained staff can identify potential issues and...
by vym0c | Jan 13, 2021 | Bookkeeping
Yes, understanding this number helps you know if a company can afford to pay its shareholders without borrowing more money or selling more shares. Strong companies Accounting Security manage cash flow well – they keep shareholders happy and businesses healthy. Kailash...
by vym0c | Jan 11, 2021 | Bookkeeping
The concept of cash flow to stockholders has been around as long as companies have been issuing equity and paying dividends. It provides a clear picture of how effectively a company is generating cash that can be returned to its investors, which is a fundamental...
